Many retailers charge restocking fees to process returns. Email is not a secure method of transmitting financial information like your credit card, checking account, or Social Security number. Do a web search for your item. But what about the bad guys who lay in wait?
Follow these basic guidelines and you can shop online with confidence. Here are 11 tips for staying safe online, so you can start checking off items on that holiday shopping list. Use Familiar Websites Start at a trusted site rather than shopping with a search engine.
Search results can be rigged to lead you astray, especially when you drift past the first few pages of links. If you know the site, chances are it's less likely to be a rip off. We all know Amazon. Beware of misspellings or sites using a different top-level domain. Yes, the sales on these sites might look enticing, but that's how they trick you into giving up your info.
Look for the Lock Never ever, ever buy anything online using your credit card from a site that doesn't have SSL secure sockets layer encryption installed—at the very least. An icon of a locked padlock will appear, typically in the status bar at the bottom of your web browser, or right next to the URL in the address bar.
It depends on your browser. Don't Tell All No online shopping store needs your social security number or your birthday to do business. However, if crooks get them, combined with your credit card number for purchases, they can do a lot of damage. The more they know, the easier it is to steal your identity. When possible, default to giving up the least amount of information. Check Statements Don't wait for your bill to come at the end of the month. Click Create An Account.
Most websites will let you checkout as a guest. You can choose to create an account at a later time. You will need to complete all the boxes marked with an asterisk such as your email, name and address. If the item you are buying is a gift then complete the box with the address of the person you are sending it to. Please note however that some websites will only send items to the same address as that of the bill payer so this might not be possible. If the item is coming to you make sure there is a tick in this box to save having to enter information twice.
Next you will be given an opportunity to Review Your Purchase. This is your chance to make sure that you have ordered the item you want and the right quantity as well as given the correct name and address that the item is to go to. Finally, enter your credit or debit card details and any other information required.
You should receive an email confirming that your order has been received. Retailers often send a second email once an item has been posted. Signwithin has produced this great guide on Tips for Safe Online Shopping and we highly recommend following this infographic to make sure you protect yourself from identity fraud and online theft.
Click here to view it. Could your workplace do with developing its digital skills? With funded membership opportunities currently available, now is the perfect time for organisations to join our Digital Champions Network. Copyright Digital Unite. What we do Why us? Our clients News and views Guides Get in touch. Words like "refurbished," "vintage," or "close-out" may indicate that the product is in less-than-mint condition, while name-brand items with bargain basement prices could be counterfeits.
Check out websites that offer price comparisons and then compare "apples to apples. Do not send cash or money transfers under any circumstances. Can you return the item for a full refund if you're not satisfied? If you return it, who pays the shipping costs or restocking fees, and when you will get your order?
A Federal Trade Commission FTC rule requires sellers to ship items as promised or within 30 days after the order date if no specific date is promised. If you pay by credit or charge card online, your transaction will be protected by the Fair Credit Billing Act. Under this law, you can dispute charges under certain circumstances and temporarily withhold payment while the creditor investigates them.
Mar 01, · How to Shop Online Safely. Two Parts: Keeping Your Information Safe Finding a Secure Website Community Q&A Online retail has made shopping easier than ever, but it has also increased the likelihood of your private information ending up in the hands of the wrong person%(11). Jan 17, · Online shopping is popular because of the convenience it offers. Recently, new ways to save money while shopping online have grown tremendously in popularity. How to Shop Online. Three Parts: Finding the Perfect Product Buying Smart Staying Secure Community Q&A. Are you tired of driving to the mall and fighting the crowds just to get the things you want and need? Online shopping has become a massive industry, and is more secure than ever.